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Basic Disaster Supplies Kit

Recommended Supplies List (PDF) Recommended Supplies List (Text) A basic emergency supply kit could include the following recommended items: Water, one gallon of water per person per day for at least three days, for drinking and sanitation Food, at least a three-day supply of non-perishable food Battery-powered or hand crank radio and a NOAA Weather [...]

Why a Home Inventory Is Important

Let’s try a little exercise: Can you list everything you own from memory? Didn’t think so. The fact is most people own more things than they realize. It’s easy to remember the cars, the computer, the TV. But what about that holiday china in the garage?  Or every pair of shoes? All of it is [...]

IRS Issues Final Rule on the Individual Mandate

IRS Issues Final Rule on the Individual Mandate On August 27, the Internal Revenue Service (IRS) issued a final rule for the individual mandate provision of the Patient Protection and Affordable Care Act (PPACA). As a reminder, the individual mandate requires most individuals to have minimum essential coverage in 2014 or pay a penalty. The [...]

Questions about the Biggert-Waters Flood Insurance Reform Act of 2012

1. What is the Biggert-Waters Flood Insurance Reform Act of 2012?  Answer: The Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) is a law passed by  Congress and signed by the President in 2012 that extends the National Flood Insurance  Program (NFIP) for five years, while requiring significant program reform. The law requires changes to [...]

Florida Supreme Court Rules in Workers’ Compensation Case

Florida Supreme Court Rules in Workers’ Compensation Case Late last week, the Florida Supreme Court issued their ruling in Castellanos v. Next Door Company, a case that challenged the constitutionality of the schedule in the Florida workers’ compensation law that limits fees for attorneys representing injured workers.­ The case has been pending at the Court [...]

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